/* ============================================================
   Glass-Drive.com — Main Stylesheet
   UK Temporary Car Insurance Landing Page
   ============================================================ */

/* ---------- CSS Custom Properties ---------- */
:root {
  --primary:        #1a6bff;
  --primary-dark:   #0f4fd1;
  --primary-light:  #4d8fff;
  --accent:         #00d4aa;
  --accent-dark:    #00a882;
  --white:          #ffffff;
  --off-white:      #f4f7ff;
  --text-dark:      #0d1b3e;
  --text-mid:       #3a4a6b;
  --text-light:     #6b7fa8;
  --border-glass:   rgba(255,255,255,0.25);
  --glass-bg:       rgba(255,255,255,0.12);
  --glass-bg-dark:  rgba(255,255,255,0.07);
  --shadow-card:    0 24px 64px rgba(10,30,80,0.18);
  --shadow-sm:      0 4px 16px rgba(10,30,80,0.10);
  --radius-lg:      20px;
  --radius-md:      14px;
  --radius-sm:      8px;
  --font-sans:      'Inter', system-ui, -apple-system, sans-serif;
  --transition:     0.28s cubic-bezier(0.4,0,0.2,1);
}

/* ---------- Reset & Base ---------- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font-sans);
  color: var(--text-dark);
  background: var(--off-white);
  line-height: 1.65;
  overflow-x: hidden;
}

img { max-width: 100%; display: block; }
a  { color: inherit; text-decoration: none; }

/* ---------- Typography ---------- */
h1, h2, h3, h4 { line-height: 1.2; font-weight: 700; letter-spacing: -0.02em; }
h1 { font-size: clamp(2.4rem, 5.5vw, 4rem); }
h2 { font-size: clamp(1.8rem, 3.5vw, 2.6rem); }
h3 { font-size: 1.2rem; font-weight: 600; }

.section-label {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--primary);
  background: rgba(26,107,255,0.10);
  padding: 5px 14px;
  border-radius: 50px;
  margin-bottom: 14px;
}

/* ---------- Layout Helpers ---------- */
.container {
  width: 100%;
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 24px;
}

section { padding: 96px 0; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 15px 32px;
  border-radius: 50px;
  font-size: 1rem;
  font-weight: 600;
  cursor: pointer;
  border: none;
  transition: var(--transition);
  white-space: nowrap;
}

.btn-primary {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
  color: var(--white);
  box-shadow: 0 8px 28px rgba(26,107,255,0.38);
}
.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 14px 36px rgba(26,107,255,0.48);
}
.btn-primary:active { transform: translateY(0); }

.btn-ghost {
  background: var(--glass-bg);
  color: var(--white);
  border: 1.5px solid var(--border-glass);
  backdrop-filter: blur(12px);
}
.btn-ghost:hover {
  background: rgba(255,255,255,0.22);
  transform: translateY(-2px);
}

.btn-outline {
  background: transparent;
  color: var(--primary);
  border: 2px solid var(--primary);
}
.btn-outline:hover {
  background: var(--primary);
  color: var(--white);
  transform: translateY(-2px);
}

.btn svg { width: 18px; height: 18px; flex-shrink: 0; }

/* ============================================================
   NAVIGATION
   ============================================================ */
.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  padding: 0 24px;
  transition: var(--transition);
}

.nav-inner {
  max-width: 1160px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}

.nav.scrolled {
  background: rgba(10,20,60,0.88);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  box-shadow: 0 2px 24px rgba(0,0,0,0.25);
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 1.3rem;
  font-weight: 800;
  color: var(--white);
  letter-spacing: -0.03em;
}

.nav-logo-icon {
  width: 38px;
  height: 38px;
  background: linear-gradient(135deg, var(--primary) 0%, var(--accent) 100%);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 32px;
  list-style: none;
}

.nav-links a {
  color: rgba(255,255,255,0.82);
  font-size: 0.93rem;
  font-weight: 500;
  transition: color var(--transition);
}
.nav-links a:hover { color: var(--white); }

.nav-cta { margin-left: 8px; }

.nav-hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 4px;
  background: none;
  border: none;
}
.nav-hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: var(--transition);
}

/* Mobile nav */
.mobile-nav {
  display: none;
  position: fixed;
  top: 72px; left: 0; right: 0;
  background: rgba(10,20,60,0.96);
  backdrop-filter: blur(20px);
  padding: 24px;
  z-index: 999;
  flex-direction: column;
  gap: 16px;
  border-top: 1px solid rgba(255,255,255,0.1);
}
.mobile-nav.open { display: flex; }
.mobile-nav a {
  color: rgba(255,255,255,0.85);
  font-size: 1rem;
  font-weight: 500;
  padding: 10px 0;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.mobile-nav .btn { width: 100%; justify-content: center; margin-top: 8px; }

/* ============================================================
   HERO SECTION
   ============================================================ */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  overflow: hidden;
  padding: 120px 24px 80px;
}

/* Gradient background */
.hero-bg {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, #0a1440 0%, #0d2060 40%, #0a3080 70%, #0d1a50 100%);
  z-index: 0;
}

/* Animated mesh blobs */
.hero-blob {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
  opacity: 0.35;
  animation: blobFloat 8s ease-in-out infinite alternate;
}
.hero-blob-1 {
  width: 600px; height: 600px;
  background: radial-gradient(circle, #1a6bff 0%, transparent 70%);
  top: -150px; right: -100px;
  animation-duration: 9s;
}
.hero-blob-2 {
  width: 400px; height: 400px;
  background: radial-gradient(circle, #00d4aa 0%, transparent 70%);
  bottom: -80px; left: 10%;
  animation-duration: 11s;
  animation-delay: -3s;
}
.hero-blob-3 {
  width: 300px; height: 300px;
  background: radial-gradient(circle, #4d8fff 0%, transparent 70%);
  top: 40%; left: 50%;
  animation-duration: 7s;
  animation-delay: -5s;
}

@keyframes blobFloat {
  from { transform: translate(0, 0) scale(1); }
  to   { transform: translate(30px, -40px) scale(1.08); }
}

/* Grid overlay */
.hero-grid {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.04) 1px, transparent 1px);
  background-size: 60px 60px;
  z-index: 1;
}

.hero-content {
  position: relative;
  z-index: 2;
  max-width: 1160px;
  margin: 0 auto;
  width: 100%;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

/* Left column */
.hero-left { display: flex; flex-direction: column; gap: 28px; }

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--glass-bg);
  border: 1px solid var(--border-glass);
  backdrop-filter: blur(12px);
  color: var(--white);
  font-size: 0.82rem;
  font-weight: 600;
  padding: 8px 16px;
  border-radius: 50px;
  width: fit-content;
}
.hero-badge .dot {
  width: 8px; height: 8px;
  background: var(--accent);
  border-radius: 50%;
  animation: pulse 2s ease-in-out infinite;
}
@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50%       { opacity: 0.6; transform: scale(1.3); }
}

.hero-headline {
  color: var(--white);
  font-size: clamp(2.4rem, 5vw, 3.8rem);
  line-height: 1.12;
}
.hero-headline .highlight {
  background: linear-gradient(135deg, #4d8fff 0%, #00d4aa 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.hero-sub {
  color: rgba(255,255,255,0.72);
  font-size: 1.1rem;
  max-width: 480px;
  line-height: 1.7;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  align-items: center;
}

.hero-trust {
  display: flex;
  align-items: center;
  gap: 10px;
  color: rgba(255,255,255,0.6);
  font-size: 0.83rem;
}
.hero-trust-avatars {
  display: flex;
}
.hero-trust-avatars span {
  width: 30px; height: 30px;
  border-radius: 50%;
  border: 2px solid rgba(255,255,255,0.3);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.7rem;
  font-weight: 700;
  color: var(--white);
  margin-left: -8px;
}
.hero-trust-avatars span:first-child { margin-left: 0; }
.avatar-a { background: linear-gradient(135deg,#ff6b6b,#ee5a24); }
.avatar-b { background: linear-gradient(135deg,#a29bfe,#6c5ce7); }
.avatar-c { background: linear-gradient(135deg,#55efc4,#00b894); }
.avatar-d { background: linear-gradient(135deg,#fdcb6e,#e17055); }

/* Right column — floating card */
.hero-right {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
  min-height: 420px;
}

.insurance-card {
  position: relative;
  width: 340px;
  background: rgba(255,255,255,0.10);
  border: 1px solid rgba(255,255,255,0.22);
  backdrop-filter: blur(24px);
  -webkit-backdrop-filter: blur(24px);
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  color: var(--white);
  box-shadow: 0 32px 80px rgba(0,0,0,0.35), inset 0 1px 0 rgba(255,255,255,0.15);
  animation: cardFloat 6s ease-in-out infinite;
  z-index: 3;
}

@keyframes cardFloat {
  0%, 100% { transform: translateY(0px) rotate(-1deg); }
  50%       { transform: translateY(-16px) rotate(0.5deg); }
}

.card-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 24px;
}

.card-logo {
  font-size: 1rem;
  font-weight: 800;
  letter-spacing: -0.02em;
}
.card-logo span { color: var(--accent); }

.card-chip {
  width: 38px; height: 28px;
  background: linear-gradient(135deg, #ffd700 0%, #ffb300 100%);
  border-radius: 5px;
  position: relative;
  overflow: hidden;
}
.card-chip::after {
  content: '';
  position: absolute;
  inset: 4px;
  border: 1.5px solid rgba(0,0,0,0.15);
  border-radius: 3px;
}

.card-type {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.55);
  margin-bottom: 8px;
}

.card-vehicle {
  font-size: 1.05rem;
  font-weight: 600;
  margin-bottom: 20px;
}

.card-details {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 24px;
}

.card-detail-label {
  font-size: 0.68rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.5);
  margin-bottom: 3px;
}

.card-detail-value {
  font-size: 0.9rem;
  font-weight: 600;
}

.card-bar {
  height: 4px;
  background: rgba(255,255,255,0.15);
  border-radius: 2px;
  overflow: hidden;
}
.card-bar-fill {
  height: 100%;
  width: 65%;
  background: linear-gradient(90deg, var(--accent) 0%, var(--primary-light) 100%);
  border-radius: 2px;
  animation: barGrow 2s ease-out forwards;
}
@keyframes barGrow {
  from { width: 0; }
  to   { width: 65%; }
}

.card-footer-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: 20px;
}

.card-status {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--accent);
}
.card-status-dot {
  width: 7px; height: 7px;
  background: var(--accent);
  border-radius: 50%;
  animation: pulse 2s ease-in-out infinite;
}

.card-ref {
  font-size: 0.72rem;
  color: rgba(255,255,255,0.4);
  font-family: monospace;
}

/* Pricing badge */
.pricing-badge {
  position: absolute;
  top: -20px;
  right: -24px;
  background: linear-gradient(135deg, var(--accent) 0%, #00a882 100%);
  color: var(--white);
  border-radius: var(--radius-md);
  padding: 14px 18px;
  text-align: center;
  box-shadow: 0 12px 32px rgba(0,212,170,0.45);
  animation: badgeBounce 4s ease-in-out infinite;
  z-index: 4;
}
@keyframes badgeBounce {
  0%, 100% { transform: translateY(0) rotate(3deg); }
  50%       { transform: translateY(-8px) rotate(1deg); }
}
.pricing-badge .from { font-size: 0.65rem; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; opacity: 0.85; }
.pricing-badge .price { font-size: 1.6rem; font-weight: 800; line-height: 1; letter-spacing: -0.03em; }
.pricing-badge .unit { font-size: 0.7rem; font-weight: 600; opacity: 0.85; }

/* Floating mini cards */
.float-card {
  position: absolute;
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.2);
  backdrop-filter: blur(16px);
  border-radius: var(--radius-md);
  padding: 12px 16px;
  color: var(--white);
  font-size: 0.8rem;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 8px;
  box-shadow: var(--shadow-sm);
  z-index: 3;
}

.float-card-1 {
  bottom: 20px;
  left: -40px;
  animation: cardFloat 7s ease-in-out infinite;
  animation-delay: -2s;
}
.float-card-2 {
  top: 60px;
  left: -50px;
  animation: cardFloat 8s ease-in-out infinite;
  animation-delay: -4s;
}

.float-icon {
  width: 32px; height: 32px;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.float-icon-green { background: rgba(0,212,170,0.25); color: var(--accent); }
.float-icon-blue  { background: rgba(77,143,255,0.25); color: var(--primary-light); }

/* ============================================================
   STATS ROW
   ============================================================ */
.stats {
  padding: 0;
  background: var(--white);
  border-bottom: 1px solid rgba(0,0,0,0.06);
}

.stats-inner {
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 24px;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border-left: 1px solid rgba(0,0,0,0.06);
}

.stat-item {
  padding: 36px 28px;
  border-right: 1px solid rgba(0,0,0,0.06);
  display: flex;
  flex-direction: column;
  gap: 4px;
  transition: background var(--transition);
}
.stat-item:hover { background: var(--off-white); }

.stat-number {
  font-size: 2rem;
  font-weight: 800;
  color: var(--primary);
  letter-spacing: -0.03em;
  line-height: 1;
}

.stat-label {
  font-size: 0.85rem;
  color: var(--text-light);
  font-weight: 500;
}

.stat-icon {
  width: 36px; height: 36px;
  background: rgba(26,107,255,0.08);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary);
  margin-bottom: 8px;
}

/* ============================================================
   FEATURES GRID
   ============================================================ */
.features { background: var(--off-white); }

.features-header {
  text-align: center;
  margin-bottom: 60px;
}
.features-header p {
  color: var(--text-mid);
  font-size: 1.05rem;
  max-width: 520px;
  margin: 14px auto 0;
}

.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.feature-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 36px 30px;
  border: 1px solid rgba(0,0,0,0.06);
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}
.feature-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--primary) 0%, var(--accent) 100%);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition);
}
.feature-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-card);
  border-color: transparent;
}
.feature-card:hover::before { transform: scaleX(1); }

.feature-icon {
  width: 52px; height: 52px;
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  font-size: 1.4rem;
}
.icon-blue   { background: rgba(26,107,255,0.10);  color: var(--primary); }
.icon-green  { background: rgba(0,212,170,0.10);   color: var(--accent-dark); }
.icon-purple { background: rgba(108,92,231,0.10);  color: #6c5ce7; }
.icon-orange { background: rgba(253,126,20,0.10);  color: #fd7e14; }
.icon-red    { background: rgba(220,53,69,0.10);   color: #dc3545; }
.icon-teal   { background: rgba(32,201,151,0.10);  color: #20c997; }

.feature-card h3 {
  margin-bottom: 10px;
  font-size: 1.08rem;
}
.feature-card p {
  color: var(--text-light);
  font-size: 0.9rem;
  line-height: 1.65;
}

/* ============================================================
   HOW IT WORKS
   ============================================================ */
.how-it-works { background: var(--white); }

.how-header {
  text-align: center;
  margin-bottom: 64px;
}
.how-header p {
  color: var(--text-mid);
  font-size: 1.05rem;
  max-width: 480px;
  margin: 14px auto 0;
}

.steps-wrapper {
  position: relative;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 40px;
}

/* Connector line */
.steps-wrapper::before {
  content: '';
  position: absolute;
  top: 40px;
  left: calc(16.67% + 20px);
  right: calc(16.67% + 20px);
  height: 2px;
  background: linear-gradient(90deg, var(--primary) 0%, var(--accent) 100%);
  z-index: 0;
}

.step {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  position: relative;
  z-index: 1;
}

.step-number {
  width: 80px; height: 80px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
  color: var(--white);
  font-size: 1.6rem;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 24px;
  box-shadow: 0 12px 32px rgba(26,107,255,0.35);
  transition: var(--transition);
  position: relative;
}
.step-number::after {
  content: '';
  position: absolute;
  inset: -4px;
  border-radius: 50%;
  border: 2px dashed rgba(26,107,255,0.3);
  animation: spinSlow 12s linear infinite;
}
@keyframes spinSlow {
  from { transform: rotate(0deg); }
  to   { transform: rotate(360deg); }
}

.step:hover .step-number {
  transform: scale(1.08);
  box-shadow: 0 16px 40px rgba(26,107,255,0.45);
}

.step h3 {
  font-size: 1.1rem;
  margin-bottom: 10px;
}
.step p {
  color: var(--text-light);
  font-size: 0.9rem;
  line-height: 1.65;
}

.step-cta {
  margin-top: 56px;
  text-align: center;
}

/* ============================================================
   TRUSTPILOT / SOCIAL PROOF
   ============================================================ */
.trust-section {
  background: linear-gradient(135deg, #0a1440 0%, #0d2060 100%);
  padding: 80px 0;
  position: relative;
  overflow: hidden;
}

.trust-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.03) 1px, transparent 1px);
  background-size: 50px 50px;
}

.trust-inner {
  position: relative;
  z-index: 1;
  text-align: center;
}

.trust-inner h2 {
  color: var(--white);
  margin-bottom: 12px;
}
.trust-inner > p {
  color: rgba(255,255,255,0.65);
  font-size: 1rem;
  margin-bottom: 48px;
}

/* Trustpilot badge */
.trustpilot-badge {
  display: inline-flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.15);
  backdrop-filter: blur(16px);
  border-radius: var(--radius-lg);
  padding: 28px 40px;
  margin-bottom: 48px;
}

.tp-logo {
  display: flex;
  align-items: center;
  gap: 10px;
}
.tp-star-icon {
  width: 28px; height: 28px;
  background: #00b67a;
  border-radius: 4px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 16px;
}
.tp-name {
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: -0.01em;
}

.tp-stars {
  display: flex;
  gap: 4px;
}
.tp-star {
  width: 36px; height: 36px;
  background: #00b67a;
  border-radius: 4px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 20px;
}

.tp-score {
  color: var(--white);
  font-size: 1rem;
  font-weight: 600;
}
.tp-score span { color: rgba(255,255,255,0.6); font-weight: 400; }

/* Review cards */
.reviews-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-top: 0;
}

.review-card {
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-md);
  padding: 24px;
  text-align: left;
  transition: var(--transition);
}
.review-card:hover {
  background: rgba(255,255,255,0.11);
  transform: translateY(-4px);
}

.review-stars {
  display: flex;
  gap: 3px;
  margin-bottom: 12px;
  color: #00b67a;
  font-size: 1rem;
}

.review-text {
  color: rgba(255,255,255,0.80);
  font-size: 0.88rem;
  line-height: 1.65;
  margin-bottom: 16px;
}

.review-author {
  display: flex;
  align-items: center;
  gap: 10px;
}
.review-avatar {
  width: 34px; height: 34px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--white);
  flex-shrink: 0;
}
.review-name {
  font-size: 0.83rem;
  font-weight: 600;
  color: var(--white);
}
.review-date {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.45);
}

/* ============================================================
   CTA BANNER
   ============================================================ */
.cta-banner {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 60%, #0a3080 100%);
  padding: 80px 0;
  position: relative;
  overflow: hidden;
}

.cta-banner::before {
  content: '';
  position: absolute;
  width: 500px; height: 500px;
  background: radial-gradient(circle, rgba(255,255,255,0.08) 0%, transparent 70%);
  top: -200px; right: -100px;
  border-radius: 50%;
}

.cta-inner {
  position: relative;
  z-index: 1;
  text-align: center;
}
.cta-inner h2 {
  color: var(--white);
  margin-bottom: 14px;
}
.cta-inner p {
  color: rgba(255,255,255,0.75);
  font-size: 1.05rem;
  margin-bottom: 36px;
  max-width: 480px;
  margin-left: auto;
  margin-right: auto;
}

.cta-actions {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 14px;
}

.btn-white {
  background: var(--white);
  color: var(--primary);
  box-shadow: 0 8px 28px rgba(0,0,0,0.18);
}
.btn-white:hover {
  transform: translateY(-2px);
  box-shadow: 0 14px 36px rgba(0,0,0,0.25);
}

/* ============================================================
   FOOTER
   ============================================================ */
.footer {
  background: #060e24;
  color: rgba(255,255,255,0.65);
  padding: 72px 0 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 56px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.footer-brand { display: flex; flex-direction: column; gap: 16px; }

.footer-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 1.2rem;
  font-weight: 800;
  color: var(--white);
  letter-spacing: -0.03em;
}

.footer-desc {
  font-size: 0.88rem;
  line-height: 1.7;
  max-width: 280px;
}

.footer-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 4px;
}
.footer-badge {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 6px;
  padding: 5px 10px;
  font-size: 0.72rem;
  font-weight: 600;
  color: rgba(255,255,255,0.7);
}

.footer-col h4 {
  color: var(--white);
  font-size: 0.88rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-bottom: 20px;
}

.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.footer-links a {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.55);
  transition: color var(--transition);
}
.footer-links a:hover { color: var(--white); }

.footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.88rem;
  margin-bottom: 12px;
}
.footer-contact-item svg {
  width: 16px; height: 16px;
  flex-shrink: 0;
  margin-top: 2px;
  color: var(--primary-light);
}

.footer-bottom {
  padding: 24px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}
.footer-bottom p { font-size: 0.82rem; }

.footer-legal {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
}
.footer-legal a {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.45);
  transition: color var(--transition);
}
.footer-legal a:hover { color: rgba(255,255,255,0.8); }

/* ============================================================
   SCROLL ANIMATIONS
   ============================================================ */
.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.65s ease, transform 0.65s ease;
}
.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}
.reveal-delay-1 { transition-delay: 0.1s; }
.reveal-delay-2 { transition-delay: 0.2s; }
.reveal-delay-3 { transition-delay: 0.3s; }
.reveal-delay-4 { transition-delay: 0.4s; }
.reveal-delay-5 { transition-delay: 0.5s; }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1024px) {
  .features-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid   { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 860px) {
  .hero-content { grid-template-columns: 1fr; gap: 48px; }
  .hero-right   { display: none; }
  .stats-inner  { grid-template-columns: repeat(2, 1fr); }
  .steps-wrapper { grid-template-columns: 1fr; gap: 32px; }
  .steps-wrapper::before { display: none; }
  .reviews-grid { grid-template-columns: 1fr; }
  .nav-links, .nav-cta { display: none; }
  .nav-hamburger { display: flex; }
}

@media (max-width: 600px) {
  section { padding: 64px 0; }
  .features-grid { grid-template-columns: 1fr; }
  .stats-inner   { grid-template-columns: 1fr 1fr; }
  .footer-grid   { grid-template-columns: 1fr; gap: 32px; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .hero-actions  { flex-direction: column; align-items: flex-start; }
  .hero-actions .btn { width: 100%; justify-content: center; }
}

/* ============================================================
   SCROLL-TO-TOP
   ============================================================ */
.scroll-top {
  position: fixed;
  bottom: 28px;
  right: 28px;
  width: 44px; height: 44px;
  background: var(--primary);
  color: var(--white);
  border: none;
  border-radius: 50%;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 6px 20px rgba(26,107,255,0.45);
  opacity: 0;
  transform: translateY(12px);
  transition: var(--transition);
  z-index: 900;
}
.scroll-top.show { opacity: 1; transform: translateY(0); }
.scroll-top:hover { background: var(--primary-dark); transform: translateY(-2px); }

/* ============================================================
   REFERRAL SCHEME SECTION
   ============================================================ */
.referral-section {
  background: var(--off-white);
  position: relative;
  overflow: hidden;
}

.referral-section::before {
  content: '';
  position: absolute;
  width: 700px; height: 700px;
  background: radial-gradient(circle, rgba(26,107,255,0.06) 0%, transparent 70%);
  top: -200px; right: -200px;
  border-radius: 50%;
  pointer-events: none;
}

.referral-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 72px;
  align-items: center;
}

/* --- Left copy --- */
.referral-copy { display: flex; flex-direction: column; gap: 24px; }

.referral-lead {
  color: var(--text-mid);
  font-size: 1.05rem;
  line-height: 1.75;
}

.referral-perks {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.referral-perks li {
  display: flex;
  gap: 16px;
  align-items: flex-start;
}

.perk-icon {
  width: 38px; height: 38px;
  min-width: 38px;
  background: rgba(26,107,255,0.10);
  color: var(--primary);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-top: 2px;
}

.referral-perks li div:last-child {
  display: flex;
  flex-direction: column;
  gap: 3px;
}

.referral-perks li strong {
  font-size: 0.95rem;
  color: var(--text-dark);
  font-weight: 700;
}

.referral-perks li span {
  font-size: 0.88rem;
  color: var(--text-light);
  line-height: 1.6;
}

/* --- Right visual card --- */
.referral-visual {
  display: flex;
  justify-content: center;
  align-items: center;
}

.refer-card {
  width: 100%;
  max-width: 380px;
  background: linear-gradient(145deg, #0d2060 0%, #0a1440 100%);
  border-radius: var(--radius-lg);
  padding: 36px 32px;
  color: var(--white);
  box-shadow: var(--shadow-card);
  position: relative;
  overflow: hidden;
}

.refer-card::before {
  content: '';
  position: absolute;
  width: 300px; height: 300px;
  background: radial-gradient(circle, rgba(0,212,170,0.12) 0%, transparent 70%);
  top: -100px; right: -80px;
  border-radius: 50%;
  pointer-events: none;
}

.refer-card-top {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 28px;
}

.refer-card-icon {
  width: 52px; height: 52px;
  background: linear-gradient(135deg, var(--primary) 0%, var(--accent) 100%);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.refer-card-title {
  font-size: 1rem;
  font-weight: 700;
  letter-spacing: -0.01em;
}

.refer-card-sub {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.55);
  font-weight: 500;
  margin-top: 2px;
}

.refer-reward-amount {
  font-size: 4rem;
  font-weight: 800;
  letter-spacing: -0.04em;
  line-height: 1;
  color: var(--accent);
  margin-bottom: 4px;
}

.refer-currency {
  font-size: 2.2rem;
  vertical-align: super;
  font-weight: 700;
}

.refer-reward-label {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.55);
  font-weight: 500;
  margin-bottom: 28px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.refer-steps {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 24px;
  flex-wrap: wrap;
}

.refer-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  flex: 1;
  min-width: 70px;
}

.refer-step-num {
  width: 28px; height: 28px;
  background: rgba(255,255,255,0.12);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.8rem;
  font-weight: 700;
  border: 1.5px solid rgba(255,255,255,0.2);
}

.refer-step span {
  font-size: 0.72rem;
  color: rgba(255,255,255,0.65);
  text-align: center;
  line-height: 1.3;
}

.refer-step-arrow {
  color: rgba(255,255,255,0.3);
  font-size: 1.1rem;
  flex-shrink: 0;
  margin-bottom: 18px;
}

.refer-paypal-row {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 20px;
}

.refer-paypal-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(0,212,170,0.15);
  border: 1px solid rgba(0,212,170,0.3);
  color: var(--accent);
  font-size: 0.75rem;
  font-weight: 600;
  padding: 5px 12px;
  border-radius: 50px;
}

.refer-ticker {
  display: flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 8px;
  padding: 10px 14px;
  font-size: 0.78rem;
  color: rgba(255,255,255,0.75);
  min-height: 40px;
}

.refer-ticker-dot {
  width: 7px; height: 7px;
  background: var(--accent);
  border-radius: 50%;
  flex-shrink: 0;
  animation: pulse 2s ease-in-out infinite;
}

/* ============================================================
   COMPREHENSIVE RESPONSIVE OVERRIDES
   Mobile-first breakpoints: 1200px, 1024px, 860px, 640px, 480px
   ============================================================ */

/* --- 1200px: tighten hero layout --- */
@media (max-width: 1200px) {
  .hero-content  { gap: 40px; }
  .insurance-card { width: 300px; }
  .float-card-1  { left: -10px; }
  .float-card-2  { left: -10px; }
  .referral-inner { gap: 48px; }
}

/* --- 1024px: two-col → one-col for referral, features 2-col --- */
@media (max-width: 1024px) {
  .features-grid  { grid-template-columns: repeat(2, 1fr); }
  .footer-grid    { grid-template-columns: 1fr 1fr; gap: 36px; }

  .referral-inner {
    grid-template-columns: 1fr;
    gap: 48px;
  }
  .referral-visual { order: -1; }
  .refer-card { max-width: 480px; }

  .reviews-grid { grid-template-columns: repeat(2, 1fr); }
}

/* --- 860px: hero stacks, nav collapses, steps stack --- */
@media (max-width: 860px) {
  /* Hero */
  .hero { padding: 100px 20px 64px; min-height: auto; }
  .hero-content {
    grid-template-columns: 1fr;
    gap: 0;
  }
  .hero-right { display: none; }
  .hero-headline { font-size: clamp(2rem, 7vw, 3rem); }
  .hero-sub { font-size: 1rem; }
  .hero-actions { flex-direction: column; align-items: stretch; }
  .hero-actions .btn { width: 100%; justify-content: center; }

  /* Stats */
  .stats-inner {
    grid-template-columns: repeat(2, 1fr);
    border-left: none;
  }
  .stat-item:nth-child(odd)  { border-left: 1px solid rgba(0,0,0,0.06); }
  .stat-item:nth-child(even) { border-right: 1px solid rgba(0,0,0,0.06); }

  /* Nav */
  .nav-links, .nav-cta { display: none; }
  .nav-hamburger { display: flex; }

  /* Steps */
  .steps-wrapper {
    grid-template-columns: 1fr;
    gap: 32px;
    max-width: 480px;
    margin: 0 auto;
  }
  .steps-wrapper::before { display: none; }
  .step { flex-direction: row; text-align: left; gap: 20px; }
  .step-number { width: 60px; height: 60px; min-width: 60px; font-size: 1.3rem; margin-bottom: 0; }
  .step-number::after { display: none; }

  /* Reviews */
  .reviews-grid { grid-template-columns: 1fr; }

  /* Referral */
  .referral-inner { grid-template-columns: 1fr; gap: 36px; }
  .referral-visual { order: -1; }
  .refer-card { max-width: 100%; }
  .refer-reward-amount { font-size: 3rem; }

  /* Footer */
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 28px; }
}

/* --- 640px: single column everything --- */
@media (max-width: 640px) {
  section { padding: 56px 0; }

  /* Hero */
  .hero { padding: 88px 16px 56px; }
  .hero-badge { font-size: 0.75rem; padding: 6px 12px; }
  .hero-headline { font-size: clamp(1.9rem, 8vw, 2.6rem); }
  .hero-trust { flex-wrap: wrap; gap: 8px; }

  /* Stats */
  .stats-inner { grid-template-columns: 1fr 1fr; }
  .stat-item { padding: 24px 16px; }
  .stat-number { font-size: 1.6rem; }

  /* Features */
  .features-grid { grid-template-columns: 1fr; }
  .features-header { margin-bottom: 36px; }

  /* How it works */
  .step { flex-direction: column; align-items: center; text-align: center; }
  .step-number { margin-bottom: 12px; }
  .steps-wrapper { max-width: 100%; }

  /* Trustpilot */
  .trustpilot-badge { padding: 20px 24px; }
  .tp-star { width: 28px; height: 28px; font-size: 16px; }
  .reviews-grid { grid-template-columns: 1fr; }

  /* Referral */
  .referral-perks li { flex-direction: column; gap: 10px; }
  .perk-icon { width: 34px; height: 34px; min-width: 34px; }
  .refer-card { padding: 24px 20px; }
  .refer-reward-amount { font-size: 2.6rem; }
  .refer-steps { gap: 4px; }
  .refer-step-arrow { display: none; }
  .refer-steps { justify-content: space-between; }

  /* CTA banner */
  .cta-actions { flex-direction: column; align-items: stretch; }
  .cta-actions .btn { width: 100%; justify-content: center; }

  /* Footer */
  .footer-grid { grid-template-columns: 1fr; gap: 28px; }
  .footer-bottom { flex-direction: column; text-align: center; gap: 14px; }
  .footer-legal { justify-content: center; }
  .footer-badges { justify-content: flex-start; }

  /* Scroll top */
  .scroll-top { bottom: 16px; right: 16px; width: 40px; height: 40px; }
}

/* --- 480px: very small phones --- */
@media (max-width: 480px) {
  .hero-headline { font-size: 1.85rem; }
  .hero-sub { font-size: 0.95rem; }
  .btn { padding: 13px 22px; font-size: 0.93rem; }
  h2 { font-size: 1.6rem; }
  .stat-number { font-size: 1.4rem; }
  .stat-label { font-size: 0.78rem; }
  .feature-card { padding: 24px 20px; }
  .trustpilot-badge { padding: 16px 18px; }
  .tp-stars { gap: 3px; }
  .review-card { padding: 18px; }
  .refer-card { padding: 20px 16px; }
  .refer-reward-amount { font-size: 2.2rem; }
  .refer-currency { font-size: 1.6rem; }
  .pricing-badge .price { font-size: 1.3rem; }
  .footer-grid { gap: 20px; }
  .footer-col h4 { margin-bottom: 12px; }
  .footer-links { gap: 8px; }

  /* Ensure mobile nav items don't overflow */
  .mobile-nav a { font-size: 0.95rem; }
  .mobile-nav .btn { font-size: 0.93rem; padding: 13px 20px; }
}

/* --- Reduced motion: disable all animations --- */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
  .reveal { opacity: 1; transform: none; }
}

/* --- Tablet landscape (860px–1024px) touch refinements --- */
@media (min-width: 641px) and (max-width: 1024px) {
  .hero-content { gap: 32px; }
  .hero-headline { font-size: clamp(2.2rem, 4.5vw, 3.2rem); }
  .features-grid { grid-template-columns: repeat(2, 1fr); gap: 20px; }
  .steps-wrapper { max-width: 600px; margin: 0 auto; }
  .referral-inner { gap: 40px; }
  .refer-card { max-width: 440px; }
  .reviews-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

/* --- Touch device: remove hover transforms that feel laggy --- */
@media (hover: none) {
  .feature-card:hover,
  .review-card:hover,
  .btn:hover,
  .stat-item:hover { transform: none; }
  .feature-card:hover { box-shadow: var(--shadow-sm); }
}